I feel you, brother. Inflation is ripping into my savings, too.

I think the best plan is to diversify as much as possible: some cash, some precious metals, some real estate, maybe a dash of crypto.

I think it will also be important to become to become as self-sufficient as possible. With respect to food, that means starting a garden, joining a co-op, or even investing with others in buying meat directly from ranchers (that’s become very popular here in Montana.

With respect to transportation, that means getting more comfortable with a bike and walking whenever possible.

With respect to other things, that means gathering new skills: learn how to fix what you can’t afford to get repaired. Start collecting items that may be valuable for bartering (the other day we were going through our pantry and found a few bottles of vodka. My partner exclaimed: “OMG, these will be like gold in a few years!”). If you live in a gun-friendly state, ammo will be priceless. Think about what people will REALLY need (not just want) as the economy deteriorates and we all have less access to many of the things we rely upon.

My point is that we will all need to get creative in order to survive, Mitch. We’re out of practice, but I know we can do it 👍